Your day, money,
and health.
Quietly together.
One app. Three sections. Zero cloud. Reminders, money tracking, and health in a single quiet tool that respects your data and your time.
Android v2.2.0 · 114 MB
Built for Indian households.
22 new features & polish items across Routine, Money, and Health — including three big India-specific additions.
Tax savings tracker
Auto-categorises your investments + insurance against 80C, 80D, 80CCD(1B). Running tally + headroom per section, FY-aware. The dashboard you wanted every January.
EMI calendar
All your active loans, next 90 days of EMI hits laid out on a single calendar. 13-week heat bar shows where the heavy weeks are. No more surprises on the 5th.
GST tracker
For freelancers + consultants. Quarterly CGST + SGST (or IGST for inter-state) on your professional income. Next GSTR-1 + GSTR-3B due dates surfaced.
Cross-domain insights on MyDay
The killer feature of having Routine + Money + Health together: "You spent ~23% more on poor-sleep days last month." Now surfaced on the home screen, not buried.
"On this day" memories
Reminders, journal entries, and events from past years on the same date. A year ago today — quietly resurfaced when it matters.
Streak-preserving nudge
Opt-in 9 pm reminder if today has no activity. "Don't break your N-day streak — log one thing." Quiet by default; you turn it on.
Receipt OCR + bank CSV
Snap a receipt or pick from gallery → ML Kit reads amount + merchant. Or upload your HDFC / ICICI / SBI / Kotak statement and accept transactions row by row.
Family-first onboarding
Multi-person mode is now suggested at first launch — add a spouse, kid, or parent in one tap. Optional per-person PIN. One device, the whole family's data.
Starter packs
Curated habit + budget combos: Indian student · New parent · Work-from-home · Marathon training. One tap to seed the relevant sections.
Everything in one place.
Switch between Routine, Money, and Health with a single tap. One backup. One theme. One unlock.
Routine
- ·📅 My Day — reminders + insight cards + "On this day" memories
- ·🔁 Repeats — habits + chores + recurring reminders, one list
- ·📝 Reflect — goals (forward) + journal (backward) together
- ·⏱ Pomodoro with Classic / Long-focus / Sprint presets
- ·🎊 Events — auto-create reminders on the event date
- ·🎤 Voice quick-add on Reminders + 27 other surfaces
Money
- ·🧾 Tax savings tracker — 80C / 80D / 80CCD(1B) running tally (NEW)
- ·📅 EMI calendar — next 90 days of EMIs across all loans (NEW)
- ·📑 GST tracker — quarterly liability for freelancers (NEW)
- ·💎 Wealth — net worth + investments + FD/RD + savings + loans + chits
- ·💳 Outflows — transactions + recurring + subscriptions + price-hike audit
- ·📊 Forecast — budgets + 90-day cash-flow projection
- ·🤝 Owed — bill splits + lend/borrow with running totals
- ·📸 Receipt OCR — camera or gallery → auto-fill transaction
- ·🏦 Bank statement CSV import — HDFC / ICICI / SBI / Kotak
Health
- ·🏋 Move — workouts + cardio + steps + calories burned
- ·🩺 Body — sleep + weight + water + mood + symptoms + period
- ·🏥 Care — visits + labs + meds + vaccines as one timeline
- ·🧘 Calm — meditation with 4 guided sessions (wake-up / anxiety / focus / wind-down)
- ·🥗 Diet · 👶 Baby · 🤰 Pregnancy · 🆘 Emergency SOS
Across all three
- ·🔗 Cross-domain insights surfaced on MyDay — "you spend 23% more on poor-sleep days" (NEW)
- ·📅 "On this day" — reminders + journal + events from past years (NEW)
- ·🔥 Streak-preserving nudge at 9pm if today has no activity (NEW)
- ·👨👩👧 Multi-person — track family on one device with optional per-person PIN
- ·🌱 Starter packs — Indian student · New parent · WFH · Marathon (NEW)
- ·📤 Markdown export per surface · weekly email digest (NEW)
- ·🔔 Alerts — every reminder source from every section, one list
- ·🗄 Vault — all expiry-dated documents in one timeline
- ·🔍 Universal search · 👆 Long-press tile preview · ⓘ Per-feature help
A glance at each section.
37 languages, one tap to switch.
Change the language in Settings — tab labels, screen titles, and feature names update instantly. When the active language isn't English, the original English name appears in small grey beneath the translated title — so you never feel lost.
Built for people who don't want another data leak.
MyLife runs entirely on your phone. There's no server. There's nothing to log into. There's no telemetry.
Three apps' jobs, none of their trade-offs.
Compared to Todoist + YNAB + MyFitnessPal (the usual three-app stack):
Download MyLife.
Mobile and desktop builds share the same data shape. Export a backup on one, restore on the other — anytime, no account.
Android
Sideload — enable "Install unknown apps" once from your browser, then tap the APK to install.
Windows
NSIS installer. Same data shape as mobile — backup on one, restore on the other.
iOS
Pending Apple Developer Program enrollment. Same codebase, same features.
macOS
Tauri desktop build for macOS pending Apple notarization setup.
Questions visitors ask first.
Where is my data stored?
Only on your device, in encrypted local storage. Nothing syncs anywhere, ever. The app makes zero outbound network calls except for the optional OS calendar sync.
Do I need an account?
No. There is no sign-up, no email, no login. Open the app, your data is yours from second one.
Is MyLife really free?
Yes, completely. No ads, no in-app purchases, no premium tier, no trial that expires. Built by Diviners Group as a tool we use ourselves.
How does the tax savings tracker work?
MyLife reads your Investments + Insurance and categorises them automatically against Indian Income Tax sections 80C (₹1.5L limit), 80D (₹25-75k), and 80CCD(1B) (₹50k NPS). The running tally shows you how much headroom is left in each section so you can plan top-ups before March 31. Old Tax Regime only — New Regime doesn't use these deductions.
Can the EMI calendar handle multiple loans?
Yes — it aggregates EMI day + amount across every active Loan you've recorded, lays out the next 90 days on one calendar, and shows total monthly burden + a 13-week heat bar so you can see which weeks are heaviest.
Who is the GST tracker for?
Freelancers and consultants billing in India. Add "[GST]" to your Income source name and MyLife computes quarterly CGST + SGST (or IGST if inter-state) at 18% on those receipts, plus the next GSTR-1 and GSTR-3B return dates.
What are cross-domain insights?
Correlations between Routine + Money + Health that single-purpose apps can't compute. Example: "You spent ~23% more on poor-sleep days last month." These auto-surface on MyDay when MyLife has enough data — usually after ~30 days of use.
Can I track family members?
Yes. Multi-person mode lets one device track habits, meds, sleep, vitals, lab reports for your spouse, kids, parents. Switch active person from a top-bar filter. v2.2 adds an optional per-person 4-digit PIN if you want to keep some profiles private.
What happens if I lose my phone?
Open Settings → Export backup before that happens. You get an AES-encrypted file. Install MyLife on the new device, hit Import — same data, same setup.
How is this different from Todoist / YNAB / MyFitnessPal?
Those are single-purpose cloud apps. MyLife combines all three domains in one offline app — and because everything is local, it can show you correlations like "your spending spikes after poor-sleep nights" that single-app competitors can't.
Why Android-only right now?
iOS build is ready but needs Apple Developer Program enrollment. Same code, same features — it will ship once that's done.
I used the old MyLife Routine / Money / Health apps. What now?
Open each old app, Settings → Export backup. Then in the new MyLife: Settings → Import from old apps, pick each backup file. Once everything's in, you can uninstall the old apps.
Is the code open source?
The app is closed source today. All architecture decisions (ADRs), the changelog, and the encrypted-backup format are public at git.divinerssolution.com/DivinersSolution/mylife-docs so any client could implement the decryption.
Already on MyLife Routine, Money, or Health?
Those three apps are now combined into this single MyLife app. Open each old app → Settings → Export backup, then in MyLife: Settings → "Import from old apps" → pick each backup. Once everything is in, you can uninstall the old apps.